Umbrella insurance covers liability that exceeds what existing home and auto policies cover. Umbrella policies protect against lawsuit related expenses rather than covering personal property or damages claims. What Costs Do Umbrella Policies Cover? Umbrella policies cover costs related to: Liable, slander, false arrest, false imprisonment, wrongful eviction, privacy rights violations. Typically it covers all lawyer . . . read more
Umbrella insurance is an insurance policy that covers liability that exceeds what other insurance types will pay. Typically you’ll need to obtain your umbrella policy from the same insurer who you obtain your other policies from.
Umbrella insurance pays (up to the amount defined by contract) liability expenses beyond what other insurance policies you have will pay.
Umbrella policies are smart for people who have maxed out the lability on their other coverage and need additional protection.
An umbrella policy covers the gaps in other coverage and will cover liability beyond the limits of what other insurance will cover.